PLA Platinum - The ultimate investment choice

Platinum

Platinum offers the international investor all of the attributes of a world-class asset management account. Platinum is designed to tailor each investment portfolio to meet unique requirements.


Platinum Offers the Following Benefits:

  • Wide range of investment options
  • Online account access
  • Security through the safe and private custody of assets
  • Liquidity
  • Ability to change investment strategies online
  • Facility to receive regular income from portfolio
  • Different plans to choose from


Flexibility

Platinum offers you the ability to change your investment portfolio at any time.1 Your portfolio can be rebalanced to suit your current needs by consulting with your financial advisor, or if you prefer, you can make changes to your portfolio online.

Liquidity

Those investors wishing to receive periodic income can structure their plan to receive a preset income stream from their portfolio. Also, Platinum offers the flexibility of being able to borrow against your investment portfolio. A borrowing facility is useful for situations when timing difference could affect your ability to take advantage of market opportunities.2

Key Features
  • Lump Sum Plan
  • Currency Options: USD ($), EUR (€) and GBP (£)
  • Invest at a level that suits your needs
Platinum
Topic Detail
Currency USD $ - EUR € - GBP £
Minimum Contribution USD/EUR/GBP 10,000
Minimum Increase USD/EUR/GBP 2,500 (As Rider)
Administration Charge 0.13% monthly (1.6% per annum), years 1 - 5
Policy Fee USD/EUR 7.00 (GBP 4.5) Monthly
Asset Management Fee 0.125% monthly (1.5% per annum)
Fund Transfer Fee Free3
Surrender Charge End of year 1 - 6.4%
End of year 2 - 4.8%
End of year 3 - 3.2%
End of year 4 - 1.6%
End of year 5 - 0%
Free Partial Withdrawals Free partial withdrawals available, but subject to maintaining the Minimum Cash Surrender Value of USD/EUR/GBP 2,500.
Issue Age 18 - 85 years
Guaranteed Death Benefit 101% of Surrender Value

3. Fund transfers are free up to 15 switches per year. Please refer to the plan documents for further detail on additional transaction fee.

Platinum Select
Topic Detail
Currency USD $ - EUR € - GBP £
Minimum Contribution USD/EUR/GBP 50,000
Minimum Increase USD/EUR/GBP 10,000 (As Rider)
Administration Charge 0.4% quarterly (1.6% per annum), years 1 - 5
Policy Fee NIL
Asset Management Fee 0.3% quarterly (1.2% per annum)
Fund Transfer Fee Free3
Surrender Charge End of year 1 - 6.4%
End of year 2 - 4.8%
End of year 3 - 3.2%
End of year 4 - 1.6%
End of year 5 - 0%
Free Partial Withdrawals Free partial withdrawals available, but subject to maintaining the Minimum Cash Surrender Value of USD/EUR/GBP 10,000.
Issue Age 18 - 85 years
Guaranteed Death Benefit 101% of Surrender Value

3. Fund transfers are free up to 15 switches per year. Please refer to the plan documents for further detail on additional transaction fee.

Platinum Plus
Topic Detail
Currency USD $ - EUR € - GBP £
Minimum Contribution USD/EUR/GBP 100,000
Policy Fee NIL
Asset Management Fee 0.125% monthly (1.5% per annum)
Fund Transfer Fee Free3
Surrender Charge Plan is free of Surrender charges and can be redeemed at any time you wish.4
Issue Age 18 - 85 years
Guaranteed Death Benefit 101% of Surrender Value

3. Fund transfers are free up to 15 switches per year. Please refer to the plan documents for further detail on additional transaction fee.
4. Redemptions on a Platinum Plus Plan are subject to an asset management fee of up to 1.5% during the first 12 months.

1. Fund transfers are free up to 15 switches per year. Please refer to the plan documents for further detail on additional transaction fee.
2. Borrowing facility is subject to prior approval and market conditions at the time of borrowing. The current maximum borrowing limit is up to 40% of portfolio value. Interest rates and lending limits are subject to change.