Access Portfolio
ACCESS PORTFOLIO IS A LUMP SUM, OPEN-ARCHITECTURE, PORTFOLIO BOND PRODUCT THAT PROVIDES INVESTORS AROUND THE WORLD WITH FLEXIBLE SOLUTIONS THAT ADAPT TO THEIR INVESTMENT REQUIREMENTS.
Whether you are seeking growth, capital preservation or simply planning for retirement income, Access Portfolio provides you with both the flexibility and control to manage your wealth in a tax-efficient environment. With three different charge-structures to choose from, Access Portfolio can be adapted to suit your personal requirements making it easy for your financial adviser to tailor a portfolio that suits your needs.
REASONS TO INVEST IN
Access Portfolio
ONE HOLDING VEHICLE
Ability to efficiently manage and control all of your investments under one holding vehicle
ARRAY OF INVESTMENTS
Allowing you to purchase an almost unlimited array of investments, including Stocks, Bonds, ETFs, Mutual Funds and Structured notes
SECURE ACCOUNT ACCESS
24/7 access to portfolio valuations, online trading and transaction history via our secure account access website
Summary of Product Details
Access Portfolio 5000 |
---|
Currency: USD $ - EUR € - GBP £ |
Minimum Contribution: USD 75,000 / EUR 75,000 / GBP 50,000 |
Minimum Contribution for Access Select: USD 250,000 / EUR 250,000 / GBP 150,000 |
Top Up Minimum: USD 7,500 / EUR 7,500 / GBP 5,000 |
Minimum Dealing Amounts1: Funds: USD 5,000 / EUR 5,000 / GBP 4,000 Bonds: USD 10,000 / EUR 10,000 / GBP 8,000 No minimum dealing amount for Stocks, ETFs and Structured Notes |
Establishment Charge: NIL |
Administration Charge2: 0.45% quarterly (1.8% per annum) during the first 5 years. This charge will be calculated based on the higher of the premium paid or the account value. For Access Select, this charge will only be calculated on the premium paid. |
Policy Fee: USD 180 / EUR 180 / GBP 112.5 Quarterly |
Currency Exchange Charge3: NIL |
Asset Transfer Charge3: NIL |
Dealing Charges: Stocks, ETFs, Funds and Structured Notes: USD 50 / EUR 50 / GBP 40 Bonds: USD 100 / EUR 100 / GBP 80 |
Surrender Charge: Equal to outstanding administration charges at the time of the surrender, based on the higher of the premium paid or the account value. For Access Select, this charge will only be calculated on the premium paid. |
Free Partial Withdrawals4: Free partial withdrawals available, but subject to maintaining the minimum Net Surrender Value of USD 15,000 / EUR 15,000 / GBP 10,000. |
Issue Age: 18 - 85 years |
Guaranteed Death Benefit: 101% of Surrender Value |
Access Portfolio 8000 |
---|
Currency: USD $ - EUR € - GBP £ |
Minimum Contribution: USD 75,000 / EUR 75,000 / GBP 50,000 |
Minimum Contribution for Access Select: USD 250,000 / EUR 250,000 / GBP 150,000 |
Top Up Minimum: USD 7,500 / EUR 7,500 / GBP 5,000 |
Minimum Dealing Amounts1: Funds: USD 5,000 / EUR 5,000 / GBP 4,000 Bonds: USD 10,000 / EUR 10,000 / GBP 8,000 No minimum dealing amount for Stocks, ETFs and Structured Notes |
Establishment Charge: NIL |
Administration Charge2: 0.30% quarterly (1.2% per annum) during the first 8 years. This charge will be calculated based on the higher of the premium paid or the account value. For Access Select, this charge will only be calculated on the premium paid. |
Policy Fee: USD 180 / EUR 180 / GBP 112.5 Quarterly |
Currency Exchange Charge3: NIL |
Asset Transfer Charge3: NIL |
Dealing Charges: Stocks, ETFs, Funds and Structured Notes: USD 50 / EUR 50 / GBP 40 Bonds: USD 100 / EUR 100 / GBP 80 |
Surrender Charge: Equal to outstanding administration charges at the time of the surrender, based on the higher of the premium paid or the account value. For Access Select, this charge will only be calculated on the premium paid. |
Free Partial Withdrawals4: Free partial withdrawals available, but subject to maintaining the minimum Net Surrender Value of USD 15,000 / EUR 15,000 / GBP 10,000. |
Issue Age: 18 - 85 years |
Guaranteed Death Benefit: 101% of Surrender Value |
Access Portfolio Plus |
---|
Currency: USD $ - EUR € - GBP £ |
Minimum Contribution: USD 75,000 / EUR 75,000 / GBP 50,000 |
Top Up Minimum: USD 7,500 / EUR 7,500 / GBP 5,000 |
Minimum Dealing Amounts1: Funds: USD 5,000 / EUR 5,000 / GBP 4,000 Bonds: USD 10,000 / EUR 10,000 / GBP 8,000 No minimum dealing amount for Stocks, ETFs and Structured Notes |
Establishment Charge: NIL |
Administration Charge: 0.25% quarterly (1.00% per annum) for the duration of the Policy, based on the account value. |
Policy Fee: USD 90 / EUR 90 / GBP 55 Quarterly |
Currency Exchange Charge3: NIL |
Asset Transfer Charge3: NIL |
Dealing Charges: Stocks, ETFs, Funds and Structured Notes: USD 50 / EUR 50 / GBP 40 Bonds: USD 100 / EUR 100 / GBP 80 |
Surrender Charge5: Plan is free of surrender charges and it can be redeemed at any time you wish.4 |
Free Partial Withdrawals: Free partial withdrawals available, but subject to maintaining the minimum Net Surrender Value of USD 15,000 / EUR 15,000 / GBP 10,000. |
Issue Age: 18 - 85 years |
Guaranteed Death Benefit: 101% of Surrender Value |
1. Should the Asset’s minimum dealing amount be higher than the product’s minimum dealing amount, the Asset’s minimum dealing amount will apply.
2. Please refer to the Product Term Sheet for full details.
3. These fees are subject to change at the company’s discretion.
4. Surrender charges may apply, please refer to Product Term Sheet for more details.
5. Redemptions on an Access Portfolio Plus are subject to a minimum administration charge of 1% during the first 12 months.
RESOURCES
Document Library
Below you will find all marketing and administrative resources for Access Portfolio


Product Profile
Access Portfolio
Product Video
Access Portfolio
Product Presentation
Access Portfolio
Digital Flyer
Access Portfolio
Online Access Guide
Access Portfolio