ACCESS TO A WIDE RANGE OF MUTUAL FUNDS COVERING ALL AVAILABLE OPTIONS FOR THE INTERNATIONAL INVESTOR

Platinum offers the international investor all of the attributes of a world-class asset management account. Platinum is designed to tailor each investment portfolio to meet unique requirements.

Flexibility


The Platinum offers you the ability to change your investment portfolio at any time. Your portfolio can be rebalanced to suit your current needs by consulting with your financial advisor, or if you prefer, you can make changes to your portfolio online.

Liquidity


Those investors wishing to receive periodic income can structure their plan to receive a preset income stream from their portfolio. Also, the Platinum offers the flexibility of being able to borrow against your investment portfolio. A borrowing facility is useful for situations when a timing difference could affect your ability to take advantage of market opportunities.

Product Details

Topic Detail
Currency USD $ - EUR € - GBP £
Minimum Contribution USD/EUR/GBP 10,000
Minimum Increase USD/EUR/GBP 2,500 (As Rider)
Administration Charge 0.13% monthly (1.6% per annum), years 1 - 5
Policy Fee USD/EUR 7.00 (GBP 4.5) Monthly
Asset Management Fee 0.125% monthly (1.5% per annum)
Fund Transfer Fee Free 1
Surrender Charge End of year 1 - 6.4%
End of year 2 - 4.8%
End of year 3 - 3.2%
End of year 4 - 1.6%
End of year 5 - 0%
Free Partial Withdrawals Free partial withdrawals available, but subject to maintaining the Minimum Cash Surrender Value of USD/EUR/GBP 2,500.
Issue Age 18 - 85 years
Guaranteed Death Benefit 101% of Surrender Value
Topic Detail
Currency USD $ - EUR € - GBP £
Minimum Contribution USD/EUR/GBP 50,000
Minimum Increase USD/EUR/GBP 10,000 (As Rider)
Administration Charge 0.4% quarterly (1.6% per annum), years 1 - 5
Policy Fee NIL
Asset Management Fee 0.3% quarterly (1.2% per annum)
Fund Transfer Fee Free 1
Surrender Charge End of year 1 - 6.4%
End of year 2 - 4.8%
End of year 3 - 3.2%
End of year 4 - 1.6%
End of year 5 - 0%
Free Partial Withdrawals Free partial withdrawals available, but subject to maintaining the Minimum Cash Surrender Value of USD/EUR/GBP 10,000.
Issue Age 18 - 85 years
Guaranteed Death Benefit 101% of Surrender Value
Topic Detail
Currency USD $ - EUR € - GBP £
Minimum Contribution USD/EUR/GBP 100,000
Policy Fee NIL
Asset Management Fee 0.125% monthly (1.5% per annum)
Fund Transfer Fee Free 1
Surrender Charge Plan is free of Surrender charges and can be redeemed at any time you wish 2
Issue Age 18 - 85 years
Guaranteed Death Benefit 101% of Surrender Value

1. Fund transfers are free up to 15 switches per year. Please refer to the plan documents for further detail on additional transaction fee.
2. Redemptions on a Platinum Plus Plan are subject to an asset management fee of up to 1.5% during the first 12 months.